IInsights
Plain explanations, written for owners.
Commercial finance is not complicated. It is deliberately unclear, which is a different thing. These are the explanations we would want if we were on the other side of the table.
IIn progress
What we are writing next.
We would rather publish four pieces worth reading a year than something weekly that is not. These are the ones being written.
- How a lender actually reads twelve months of bank statements
- Personal guarantees: what you are signing and what it survives
- The difference between a cash flow problem and a capital problem
- Equipment finance against buying outright, with the arithmetic
- What a decline letter is really telling you
Nothing published here is legal, tax, accounting, or investment advice. It is general information about how commercial finance works. Your situation deserves advice specific to it.
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